Benefits Guide

Employment and Support Allowance (ESA)

This benefit provides financial support if you are unable to work because you are ill or disabled. ESA can be claimed by persons that are employed, self-employed or unemployed. People that have been claiming Income Support or Incapacity Benefit may be transferred to ESA. The payment rate is up to £57.90 per week for those aged 18-24 and £73.10 for those aged 25 and over.

Jobseekers Allowance (JSA)

Jobseekers allowance provides support whilst you are looking for work. It is available to persons over 18 years of age who are not in full time education, available for work and actively seeking work, and/or working fewer than 16 hours a week. The payment amount varies depending on individual circumstances but is up to £57.90 per week for those aged 18-24 and £73.10 for those aged 25 and over.

Child Benefit

Child benefit is only available to persons that are responsible for a child under 16 years of age (or under 20 if they are in full time education). The allowance is a standard weekly rate of £20.70 for a first or only child, and £13.70 for any additional children.

Child Tax Credit

Child tax credit is available to persons that are responsible for a child under 16 years of age (or under 20 if they are in full time education). The amount depends on individual and household circumstances.

Working Tax Credit

Working tax credit is available to those persons aged between 16 and 24 with a child or specified disability, or 25 and over and working a certain number of hours of paid work a week and with an income below a certain level.

Income Support

Income support is available for individuals who have a low income or no income, are working fewer than 16 hours per week and have not signed on as unemployed. The amount depends on individuals but is a minimum of £57.90 per week.

Housing Benefit

Housing benefit is available for individuals or families that rent their property and need help paying their rent. The amount available depends on your income and circumstances.

Council Tax Reduction

Individuals that are on a low income or claim benefits may be able to claim Council Tax reduction which could reduce their bill by up to 100%. The amount depends on location (and whether the local council runs a scheme), circumstances, income and whether there are any other children or adults living in the property.

Universal Credit

Can be claimed (in place of other benefits such as JSA, tax credits, ESA and income support) in certain parts of the UK if an individual is on a low income or out of work.

Disability Living Allowance (for Children)

Disability Living Allowance can be claimed to help with the costs of looking after a child who is under 16 and has a specific disability.

Attendance Allowance

Attendance Allowance can be claimed to help with personal care by an individual that has a physical or mental disability and is aged 65 or over. The rate is either £55.10 per week or £82.30 per week depending on the level of care required.

Carers Allowance

Carers Allowance can be claimed by individuals who are looking after a person with substantial caring needs i.e. 35 hours per week. The rate is £62.10 per week.