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What is a Debt Management Plan (DMP)?
Learn more about our Debt Management Plans (DMPs) here.
If you ever need our support in understanding the information you have been given, please get in touch.

To find out more about managing your money and getting free and impartial debt advice, visit www.moneyhelper.org.uk, an independent service set up to help people manage their money.
How do I apply for a Debt Management Plan (DMP)?
You can’t enter a debt solution without getting debt advice first.
Step 1
Get debt advice online here or switch to book an appointment and speak to an advisor. You don’t need to speak on the phone unless you want to, you can get your debt advice online.
Step 2
If one of the available options for you is a debt management plan, you can apply online by filling in the application form with your personal details or by speaking to an advisor who will start the process. You can also save your progress online and come back later when you’re ready to apply.
Step 3
Once you’ve made the decision to apply, you can sign your agreement online, via email or we can post it to you for review. You’ll then need to sign it and return it to us. We’ll work with you to verify your debts, income and outgoings by seeing one of your bank statements. Once we have all the information we need, we’ll get your plan up and running.
What are the advantages and disadvantages of a Debt Management Plan (DMP)?
Advantages of a DMP
Disadvantages of a DMP
More Frequently Asked Questions
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