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Benefits Guide

Benefits Guide

What are benefits?

Benefits are paid by the government to people who are unable to work or are on a low income. There are several types of benefits which provide financial support to help people meet their living costs. You may be able to apply for benefits if:

  • You have children
  • You are out of work
  • You are disabled or ill
  • You are on a low income

If you’re struggling financially, for example if you’re unable to meet your essential costs and/or pay your debts, you should check if you’re entitled to any benefits that you’re not already claiming, You can find more information about the benefits that are available by visiting

Am I eligible for benefits?

You can use a benefit calculator which will tell you what you may be eligible for.

What information do I need to apply for benefits?

You’ll need accurate information about your:

  • savings
  • income, including your partner’s (from payslips, for example)
  • existing benefits and pensions (including anyone living with you)
  • outgoings (such as rent, mortgage, childcare payments)
  • council tax bill

For more information about benefits, you can contact Money Helper on 0800 138 7777 or you can visit your local Citizens Advice Bureau.